Travel Insurance

Travel Insurance 

Travel Insurance is the most important thing that you need to consider when planning a trip to Thailand. A lot of people don’t bother as they think nothing will ever happen to them or they don’t want to spend money buying Insurance. In a world where most of us are online, arranging travel insurance is easier than ever. You can arrange it easily pre-travel or even when you are on the road. Anytime, anywhere with a tap of your finger on a keypad. Think about it, as it can save you a lot of money, time and stress and only costs a few dollars a day.

 

Do I need Travel Insurance for Thailand?

You don’t officially need travel insurance for visiting Bangkok & Thailand. However, it’s a good idea to have travel insurance if something goes wrong. This also applies to anywhere else in the world. The unexpected often happens and can result in a financial loss that can ruin your trip. It’s better to be safe than sorry.

 

 

What Could Possibly go wrong?

Illness or Injury – this could be something minor or more serious that requires a visit to a doctor or hospital. Examples include food poisoning, infections, bites, and stings.

Serious Accident – this could involve hospital treatment, transport to a hospital, or transport back to your home country.

Dental problems – a tooth infection, abscess, broken tooth or worse.

Cancellation of your trip – Circumstances may lead you to cancel or curtail your trip. 

Flight delays – the cost of accommodation and food.

Damage or theft of valuable items – camera, phone, laptop etc

Loss or theft of passport – this is a serious problem that can take weeks to solve and lead to you being stuck somewhere.

Lost or delayed baggage – You may need to replace items completely or buy temporary replacements.

Deportation – breaking the law in a country can lead to deportation at your own cost.

Other things to consider –

If you have health insurance in your home country does it cover travel and is it valid in Thailand?

Make sure any Insurer is easy to contact and has a 24-hour helpline.

If you have children, will they be looked after if you fall ill?

Does a policy cover flying out a relative or friend to help you if you are in the hospital?

Does your policy cover adventure sports and activities?

Are pre-existing conditions covered?

Is there an age limit?

 

What does Insurance not include?

Be aware that travel insurance will not cover you for …

Reckless Behaviour – such as riding a motorcycle without a helmet or license.

Alcohol or Drug related accidents

Some Extreme Sports

Loss of Cash

Civil and Political Unrest – some companies don’t cover this. Check if they do.

Pre-existing medical conditions – this is impossible or ultra-expensive.

Booking.com

 

 

World Nomads Travel Insurance

You can buy travel insurance through World Nomads. We like World Nomads because their policies cover all the essentials that you need cover for. They offer competitive prices and a 24-hour helpline. You can buy, extend and make claims online. Read on for more details and to get a quote. Read the policy details first to make sure it’s right for you.

Simple & flexible

You can buy and claim online, even after you’ve left home. Travel insurance from WorldNomads.com is available to people from 140 countries. It’s designed for adventurous travelers with cover for overseas medical, evacuation, baggage and a range of adventure sports and activities.

7 things you should know about travel insurance from WorldNomads.com

1. Trusted reliable underwriters
   WorldNomads.com is backed by a suite of strong, secure, specialist travel insurers who gi you great cover, 24-hour emergency help and the highest levels of support and claims management when you need it most.
2. Value for money with the cover you need
   WorldNomads.com provides cover for what’s important for travelers from 140 countries. By focusing on what you need and leaving out what you don’t, World Nomads prices are some of the most competitive online.
3. Flexibility when you need it most
   Had a change of plans? You can buy more cover or claim online while you are still away. You can even buy a World Nomads policy if you’re already traveling.
4. Cover for a range of adventure activities
   From skiing & snowboarding in New Zealand to whitewater rafting in Colorado, WorldNomads.com covers a range of adventure activities, giving you peace of mind to get the most from your travels.
5. World Nomads keeps you traveling safely
   All WorldNomads.com members have access to up-to-date travel safety alerts, as well as travel safety advice and tips online through the World Nomads Travel Safety Hub.
6. More than just great value travel insurance
   All WorldNomads.com members can learn the local lingo through a series of iPod & iPhone Language Guides and can stay in touch with family and friends with an online travel journal.
7. Commitment to exceptional customer service
   We want to make sure you get the most from WorldNomads.com. You can find out more about why travel insurance is important for your trip. If you have any questions about your travel insurance or travel safety in general, please contact WorldNomads.com.

 

Disclosure

Tourist Bangkok is partners with World Nomads. We receive a commission if you buy insurance through our website. It doesn’t affect the price that you pay. Any Commissions we earn help us maintain and expand this website. We only partner with companies that we use ourselves.